Product Counsel

Upgrade•San Francisco, CA

2d•$190,000 - $230,000•Hybrid

About The Position

Upgrade’s growing Legal team is seeking a Product Counsel to provide legal guidance on a variety of financial products offered through Upgrade and related initiatives. You’ll work cross-functionally as we help develop new products and advise on legal risks and regulatory compliance. The legal issues you'll encounter are cutting edge and always evolving. The successful candidate will be skilled at building strong relationships, working in the unknown while balancing legal risks, and comfortable working in a fast-paced and dynamic environment. Preference will be given to candidates who can work in a hybrid capacity from our San Francisco office. Upgrade also encourages applications from those who live near our other offices in Tustin, CA, Atlanta, GA, and Phoenix, AZ. We will also consider remote candidates. Regardless of location, the position will require Pacific Time working hours.

Requirements

J.D. and Bar membership in good standing
5+ years advising financial institutions/fintech companies as a lawyer at a leading law firm or in-house legal department
Experience advising on financial products, in particular consumer loans, deposit accounts and payments
Innate curiosity, desire and ability to learn rapidly
Resiliency and comfort serving as a trusted business partner
Quick adopter of new and evolving technology
A team player with a sense of humor and self awareness
English is required for all positions, as it involves interacting with staff at Upgrade's offices worldwide.

Nice To Haves

Knowledge of and experience with mortgage and HELOC products, including RESPA compliance, is a plus
Big Law and fintech startup experience

Responsibilities

Review new products and features from early stages of development through launch, advising on legal risks while providing practical legal advice
Work closely with Product, Compliance, Marketing, Engineering, Risk and other teams to help bring new products and features to market while ensuring legal and regulatory compliance
Draft consumer facing agreements (loan agreements, TILA disclosures, program terms, etc.) and review marketing collateral
Research and spot issues related to consumer protection laws and regulations, commercial agreements, privacy, and other legal requirements
Prioritize workload to set goals and meet deadlines in a fluctuating and sometimes ambiguous business environment
Own your projects with a can-do attitude and a willingness to jump in where needed – no job is too big or too small – and some may not exactly fit in the four corners of this job description