Product Compliance Program Manager

Ramp•New York, NY

1d•$144,000 - $220,000

About The Position

Ramp is seeking an experienced Product Compliance Program Manager to join our Regulatory Compliance team, with a focus on domestic and international money movement and digital asset products. This role is a primary enabler for Product, helping Ramp scale responsibly as we expand our financial offerings and market reach. In this role, you will partner across control functions to streamline compliance requirements and serve as a key advisor to business teams by providing guidance through all stages of the product lifecycle. You will also support our compliance management system frameworks, critical to sustaining our growth at scale.

Requirements

5+ years of financial services experience in product compliance, risk, or related regulatory advisory roles—preferably in fintech
Expert knowledge of BSA/AML and Sanctions programs, specifically focused on KYC/KYB, transaction monitoring, and OFAC/sanctions screening across traditional and digital asset rails
Familiarity with U.S. and international financial services regulatory compliance related to money movement, licensing regimes, and digital asset products
Proven experience working with technical teams and influencing system design, with an emphasis on automation and scale
Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments
Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners
Experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs
Strong research, communication, documentation, and advocacy skills

Nice To Haves

CAMS, CRCM or equivalent certifications
Experience with data design, internal tooling, or compliance systems implementation
Prior experience representing a financial institution in direct engagement with national or regional regulatory bodies

Responsibilities

Advise business teams on applicable regulatory, payment scheme, and partner requirements to ensure compliance at each stage of the product lifecycle
Collaborate with Legal, Partnerships, and Risk teams to streamline business requirements and provide strategic recommendations for control development
Conduct targeted risk assessments and testing to validate control effectiveness for new and existing products and features
Support independent assessments, regulatory exams, and partner diligence requests as needed
Maintain compliance policies necessary to align product innovation with evolving obligations and standards

Benefits

Flexible PTO
Unlimited AI token usage
Centralized home-office equipment ordering
Health and wellness stipend
Budget for intra-office travel
Weekly coffee stipend
100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
One Medical annual membership
401(k), including employer match on contributions made while employed by Ramp
Fertility HRA (up to $10,000 per year)
Parental leave: up to 16 weeks (80 days) at 100% pay
Pet insurance
In-office perks: lunch, snacks, drinks, and more
Relocation support to NYC or SF (as needed)
Group medical, dental, and vision coverage through Sun Life
Life, AD&D, and disability coverage
Fertility drug coverage (up to $4,000 lifetime)
Group Retirement Plan with employer match (RRSP + DPSP)
Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay
Employee Assistance Program and virtual care through Lumino Health
Private medical insurance through Freedom Elite
Virtual GP and at-home care via eMed x Livi
Workplace pension through Penfold, with salary sacrifice option
Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay