Private Wealth Credit Specialist II

BOK Financial•Tulsa, OK

5d•Onsite

About The Position

The Private Wealth Credit Specialist II is primarily responsible for underwriting moderate to complex financial/credit transactions within the Private Wealth division, and makes credit recommendations based upon findings. The camaraderie between the teams is excellent and helps foster partnerships. We are a close group, even though we’re in different locations. We live by our mission statement. “We are committed to providing prompt, sound underwriting and risk management consistent with the bank’s loan policy and overall risk tolerance while maintaining the highest standards of integrity and professionalism in our relationships with our colleagues and clients.” Private Wealth Underwriting has multiple teams, each with a team lead; however, we do not operate in silos. Each team lead has a working relationship with all team members, and the credit specialist can go to any lead for questions or support. Leaders use different forms of engagement for their teams and accolades are shared widely. Sharing ideas, working on loan structure, and being customer-focused is part of daily life. Each loan is different. You need to be able to prioritize, problem solve, and deliver on time. Continual improvement, idea sharing, tact, diplomacy, and quick thinking drive this team.

Requirements

Bachelor’s Degree in Finance or Accounting or related field of study
2-4 years of directly related experience in credit analysis
8+ years equivalent combination of education and experience

Nice To Haves

Formal credit training

Responsibilities

Prepare sophisticated commercial and consumer financial analysis credits/loans, perform analysis, and make recommendations on loan structure, pricing, and risk rating.
Assume responsibility for recognizing and documenting policy exceptions and for gathering vital information for credit analysis.
Mentor and train less tenured Credit Specialists.
Work efficiently to get deals approved while mitigating risk.
Engage in credit conversations, decision making, and communication with Private Wealth Bankers and Advisors.