Private Client Advisor

Summit•Kelowna, BC

4d•Hybrid

About The Position

Advise clients on all aspects of Property Insurance (homes, high-value, rentals, vacation properties across BC, AB, SK, MB, ON) and Automobile Insurance (ensuring compliance and proper coverage in AB and ON). Accurately assess client risks and negotiate with insurers to secure the best coverage, pricing, and terms, including securing special endorsements or coverage exceptions. Efficiently handle the entire policy lifecycle: Quote & Bind new business across multiple provinces, and accurately process renewals and policy changes, always reviewing coverage for improvements or cross-selling opportunities. Actively identify and implement opportunities to streamline workflows and enhance the overall client experience. Ensure all records are accurate, processes adhere to regulatory requirements, and clients receive timely follow-ups. Keep up-to-date with market trends, insurer products, rate filings, and industry updates across all provinces we serve. Actively manage and grow your personal lines book of business. Proactively develop new business by prospecting, generating referrals, and leveraging your professional network and existing client relationships. Work with Summit's external partners and associations to optimize our personal insurance programs and better serve their members' needs. Act as the internal subject-matter expert for Personal-Lines. You'll establish best practices, design training materials, and provide technical coaching to elevate the team's capabilities, especially around cross-selling.

Requirements

Level 2 insurance license required (CAIB 1, 2, 3)
RIBO license is an asset, required to obtain within 3 months of start date
2+ years previous experience in personal lines insurance an asset
Experience working with high-net-worth clients an asset
Hubspot, Acturis or similar system experience preferred
Personal auto experience is an asset

Responsibilities

Advise clients on all aspects of Property Insurance and Automobile Insurance.
Assess client risks and negotiate with insurers for optimal coverage.
Manage the entire policy lifecycle: Quote & Bind new business, process renewals and policy changes.
Identify opportunities to streamline workflows and enhance client experience.
Ensure accurate records and adherence to regulatory requirements.
Stay updated on market trends, insurer products, and industry updates.
Manage and grow personal lines book of business.
Develop new business through prospecting, referrals, and networking.
Collaborate with external partners to optimize insurance programs.
Act as an internal subject-matter expert for Personal-Lines, establishing best practices and providing technical coaching.