Private Banking Credit Manager
About The Position
As a Private Banking Credit Manager, you will underwrite and adjudicate borrowings originating from the Private Banking Network channels. You will assess the inherent risks while respecting Bank policies, identifying exceptions to credit principles, rules and guidelines. You will approve/amend and underwrite transactions and assess inherent risks while respecting disciplines imposed by Bank policies, accurately identify required exceptions to applicable folios and deliver exceptional partner experiences to contribute to our purpose of helping clients thrive and communities prosper.
Requirements
- Lending/credit experience, operating within a Designated Lending Authority (DLA)
- Knowledge and understanding of personal lending guidelines and policy
- Understanding of how credit impacts clients’ overall financial planning
- Strong business and financial risk assessment and analytical skills
- Proven analytical and problem-solving skills
- Professional communication and call handling skill
- Ability to clearly articulate credit decisions both verbally and written to all stakeholders
- Flexible to work extended hours during high volume periods
Nice To Haves
- Private Banking, Small Business or Commercial experience
- Bilingual in French and English
Responsibilities
- Consistently demonstrate attributes of the RBC leadership model to deliver on the role mandate
- Apply your expertise in the adjudicating of complex mortgage and personal lending applications within delegated lending limits
- Use sound judgment and knowledge of all credit policies to balance risk appetite with business growth
- Provide resolution to stakeholders related to credit decisions and policy interpretation
- Demonstrate strong collaboration positively impacting sales partners to win in the market
- Take the lead in identifying innovation that will improve adjudication efficiencies
- Ensure compliance to Anti Money Laundering (AML) requirements are satisfied at all times
- Actively participate in coaching routines to expand proficiencies and deliver high performance
Benefits
- A comprehensive Total Rewards Program including bonuses and flexible benefits
- Competitive compensation
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
