Private Banker II

S&T Bank•New Orleans, LA

9d•$75,000 - $184,800•Onsite

About The Position

Independently performs business development activities for the high net worth segment of the bank, focusing on loans, deposits, and Assets Under Management (AUM). This role involves working with clients to meet their financial goals and objectives, proactively advising and consulting with them, explaining available financial services, and recommending investment, deposit, and lending options along with potential risks. The Private Banker II regularly collaborates with line of business partners to achieve high net worth client financial goals.

Requirements

Requires S.A.F.E. Act certification. Proof of registration with the registry and verification of a unique identifier as established under the guidelines of the S.A.F.E. Act is required upon hire and/or must be obtained prior to performing the duties of a Mortgage Loan Originator, as defined by the Act. This registration must be maintained annually in accordance with the S.A.F.E. Act.
Ten plus years of general business experience.
Five to ten years of experience selling financial products to the high net worth segment.
Measurable proven track record of financial product sales: consumer loans, wealth management solutions and deposit products to high net worth individuals.
Established network of strong connections with COI to generate solid referral opportunities.
Strong interpersonal skills with the ability to work independently, as well as a team player.

Nice To Haves

Four-year college degree or equivalent, in Business Administration, Accounting, or Finance preferred.
CFP, Series 7, and Series 66 preferred.
Prior NMLS registration preferred required upon placement.
Formal credit training preferred.
Credit, underwriting, sales and demonstrated leadership experience preferred.

Responsibilities

Consistently and independently identifies potential high net worth prospects by working with Commercial, Consumer Banking, Retail Mortgage and Wealth Management partners.
Enhances the sales/client experience in Private Banking.
Understands the financial markets and their impact on clients.
Demonstrates a strong understanding of banking, credit/underwriting, and investment products.
Maintains a robust network of centers of influence from which referrals can be generated to ensure all annual goals are met and/or exceeded.
Exhibits solid understanding of core credit concepts with the ability to properly structure a loan opportunity, quickly identifying and mitigating possible credit risks and providing solutions to clients with the bank’s best interest in mind.
Performs ongoing analysis of client accounts to ensure client goals are targeted while bank profitability is maintained, proactively identifying and executing on additional opportunities to deepen relationships.
Works with Premier Bankers to assure proper account “fit” and account set up with bank operations.
Exhibits strong understanding of cross selling options with ability to identify and execute on referrals to ancillary business lines, coordinating meetings to uncover a client’s financial goals and objectives and subsequently recommending products and services from multiple business lines.
Maintains a positive working relationship with bank employees in other departments.
Assumes additional duties as required.