Principal SME Regulatory Affairs — Banking & AI Compliance

Monstro•New York, NY

3h•$250,000 - $320,000•Remote

About The Position

Monstro is seeking a seasoned banking and financial services compliance expert to serve as the company’s regulatory authority. This role involves translating regulatory expertise into actionable guardrails for product and engineering teams, and representing Monstro's regulatory credibility externally to financial institutions. The ideal candidate will have extensive experience within or alongside financial institutions, a deep understanding of regulatory thinking, and established credibility with banks and compliance officers. This is a strategic role focused on leveraging regulatory mastery for speed and efficiency, rather than a process management position.

Requirements

Deep, practitioner-level knowledge of banking and financial services regulation, ideally built inside a bank, regulatory body, financial infrastructure provider, or specialized advisory firm.
A reputation in the industry that precedes you, with expertise that gives institutional compliance teams immediate confidence.
A demonstrable track record of using regulatory mastery to accelerate outcomes (closing diligence processes faster, unblocking product decisions, enabling market entry).
Genuine understanding of how banks evaluate third-party risk, conduct vendor diligence, and make deployment decisions for regulated technology.
Experience designing or materially evolving compliance and risk frameworks.
Comfort engaging directly with senior stakeholders: bank executives, regulators, board members, and enterprise sales conversations.
A working understanding of AI governance and the specific regulatory questions that arise when AI is applied to financial decisioning.
Intellectual curiosity to stay ahead of evolving AI regulations.
Willingness to be hands-on in an early-stage environment.

Nice To Haves

Experience with open banking rules, consumer data protections, and emerging AI governance frameworks.

Responsibilities

Serve as Monstro's external regulatory authority, representing the company in discussions with banks' compliance, risk, and regulatory stakeholders during vendor diligence and deployment.
Participate in industry forums, regulatory working groups, and policy consultations as a recognized voice on AI and financial services compliance.
Build relationships with regulators proactively.
Support enterprise sales by providing authoritative answers to compliance and risk questions in real time.
Own Monstro's regulatory strategy and positioning, defining and maintaining the company's regulatory posture across U.S. and international markets.
Develop clear positions on nuanced regulatory questions related to AI-driven financial guidance, data flows, and vendor classification.
Anticipate regulatory change and ensure Monstro is prepared in advance.
Partner with leadership on market expansion and sequencing entry into new jurisdictions.
Shape the product from a compliance and risk perspective, embedding alongside product and engineering teams.
Define practical guardrails for AI outputs, including financial guidance boundaries, model explainability standards, and human oversight requirements.
Translate regulatory expectations into concrete product requirements early in the development cycle.
Identify risks in proposed product directions and propose solutions.
Ensure regional regulatory variations are understood and reflected in product decisions.
Build and maintain the compliance and risk framework, including policy frameworks, risk registers, and governance processes.
Build frameworks that are robust without being bureaucratic.
Own the trust and assurance roadmap in partnership with security and engineering.
Establish processes for Monstro to scale into new markets at pace.