Principal Consumer Credit Examiner - Anticipated Vacancy

State of Maine • Gardiner, ME

5d • $61,942 - $87,464 • Onsite

About The Position

The Maine Bureau of Consumer Credit Protection is seeking a Principal Consumer Credit Examiner - Mortgage Specialist to play a key role in protecting the public by examining mortgage servicers and originators for violations of applicable laws. This role offers meaningful impact and variety every day, ensuring that consumers who borrow money to buy a home and other consumer goods are treated fairly. As a Principal Examiner, you will provide supervision and training to consumer credit examiners.

Requirements

• Experience creating and following examination procedures
• Knowledge of Maine laws governing mortgage lending, and mortgage servicing.
• Strong organizational skills and advanced written and verbal communication abilities.
• The ability to analyze financial statements.
• Comfort learning and using multiple computer systems and applications to support financial and regulatory auditing.
• Ability to teach and supervise examiners
• Four (4) years experience in the examination of consumer credit institution policies and practices and a Bachelors Degree in Business Administration, Accounting, or related field. Comparable work experience may be substituted for educational requirements on a year-for-year basis.

Nice To Haves

• Experience in administrative enforcement actions.
• Experience with cyber security, crypto currency or fintech companies
• Audit or examination experience

Responsibilities

• Conducting examinations of mortgage lenders and servicers.
• Training and supervising staff in the conduct of examinations of lenders, including meeting with company representatives, drafting examination reports and conducting exit interviews.
• Identifying violations of applicable laws and bringing appropriate cases to the Attorney General’s office for possible legal action.
• Interpreting statutes and recommending amendments where needed.
• Ensuring compliance with state laws, rules, confidentiality standards, and information security policies.

Benefits

• 13 paid holidays
• 12 days of sick leave
• 3+ weeks of vacation leave annually
• Health Insurance Coverage – The State of Maine pays 85%-95% of employee-only premiums
• Dental Insurance – The State of Maine pays 100% of employee-only dental premiums
• Retirement Plan – The State contributes the equivalent of 14.11% of the employee's pay towards the Maine Public Employees Retirement System (MainePERS) for MSEA, or 18.09% for Confidential employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior