Principal Business Analyst, Portfolio Management

Mission Lane

7d•$118,000 - $135,000•Remote

About The Position

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. We're looking for a Principal Business Analyst to shape how we manage credit for our existing customers, reporting to the Senior Director, Portfolio Management. The impact you'll make: For a lot of our customers, getting their Mission Lane credit card is the first step toward building their credit. But what comes next is where the real progress happens: earning a higher credit line or a better rate, or qualifying for a second card. As a Principal Business Analyst, you design the strategy that decides who's ready for that next step, and what it should look like. The skill is building criteria that read how someone's managed what they already have, then account for how a change like that would ripple through the rest of their account. Get that right, and more people keep moving forward toward their goals. Mission Lane is still young, but we've landed in an exciting, stable stretch of maturation. We're still building but we've already got a solid foundation. There's never been a better time to learn and grow right along with us.

Requirements

2+ years of experience in a highly analytical role
A bachelor's or master's degree in economics, finance, engineering, mathematics, or a similarly quantitative field, with a strong academic record
A track record of solving open-ended business problems: framing the question, forming a hypothesis, working through the data, and defending your recommendation to stakeholders
Comfort working in SQL, Python, or similar tools for data analysis
Ability to travel ~4-6+ times per year for high quality in-person collaboration

Nice To Haves

Experience working with credit cards or other consumer lending products
Experience helping scale a business in a fast-moving startup environment
Strong SQL or Python skills
Experience using AI coding assistants (Claude Code, Codex, Gemini CLI, Cursor, etc.)

Responsibilities

Lead efforts to decide who qualifies for more credit, a second card, or better terms, and how we make those calls
Use AI-driven tools to speed up and sharpen your analysis
Adjust our approach as customer behavior and the market change
Turn financial data into clear recommendations that grow the business while managing risk responsibly
Run small tests in market, then use what you learn to decide where we invest next
Work with product, data science, engineering, and capital markets to bring your ideas to life
Share your strategy and results directly with senior leadership