Principal Architect – Enterprise Reconciliation Platform

Wells Fargo & Company•Irving, TX

1d•Hybrid

About The Position

Wells Fargo is seeking a Principal Architect to serve as a senior technical leader driving the vision, strategy, and execution of our Enterprise Reconciliation Platform within COO Technology. This is a high-impact role at the intersection of business operations, financial controls, and modern engineering, where you will shape the future of how reconciliation is delivered across the enterprise. As a Principal Architect, you will define and advance the target state architecture for the Reconciliation Utility Product, transforming fragmented, siloed processes into a scalable, unified, and product-driven platform. You will act as a strategic bridge between Finance, Operations, Risk, and Engineering, ensuring alignment between business outcomes and technical execution while upholding architectural integrity, resiliency, and scalability across a federated ecosystem.

Requirements

7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
5+ years of expertise in data architecture, integration patterns, and high-volume transaction processing systems within complex, regulated environments (e.g., financial services, operations platforms)
5+ years of experience designing cloud-native, event-driven architectures (microservices, APIs, streaming) with the ability to define scalable, resilient, and secure solutions aligned to enterprise standards
2+ years of AI/ML and GenAI integration, including applying intelligent automation to operational workflows (e.g., matching, anomaly detection, classification)

Nice To Haves

Experience in financial services domain, particularly reconciliation, payments, transaction processing, or operations platforms
Deep expertise in event streaming technologies and real-time data processing frameworks (e.g., Kafka or equivalent)
Experience building or supporting product-based operating models, with alignment to shared backlogs, domain ownership, and cross-functional delivery
Proven ability to lead large-scale data and platform transformations, including data model standardization and enterprise integration strategy
Familiarity with enterprise data management practices, including UDM, data lineage, governance, and control frameworks
Experience working with vendor platforms and build vs. buy evaluations, influencing long-term platform and ecosystem strategy
Knowledge of regulatory, audit, and control expectations in reconciliation or financial operations environments
Experience influencing executive stakeholders and cross-functional leaders in complex, federated organizations
Familiarity with enterprise architecture frameworks and modeling approaches (e.g., TOGAF, ArchiMate)

Responsibilities

Own the architecture strategy for enterprise reconciliation, establishing a modern utility model with modular, reusable capabilities
Act as a strategic advisor to senior leadership, defining and advancing the architectural vision, framework, and delivery for highly complex business and technical challenges across the enterprise
Lead the development of current state, target state, and transition architecture for the Reconciliation Utility Product across business, data, application, and technology domains
Drive resolution of complex, cross-domain challenges, delivering long-term, scalable solutions that require innovation, advanced analytical thinking, and enterprise-wide coordination
Establish enterprise data and integration patterns, including event-driven and stream-first architectures for reconciliation across core banking systems, payment rails, and external data sources
Lead application rationalization and capability convergence across reconciliation tools and vendor platforms, optimizing total cost of ownership and return on investment
Define and govern canonical data models, UDM alignment, and end-to-end data lineage, traceability, and control frameworks
Embed AI/GenAI capabilities into reconciliation workflows, including automated matching, exception classification, and intelligent decision support
Influence strategic and investment planning, including build vs. buy decisions, vendor strategy, architecture frameworks, and execution roadmaps aligned to target state
Drive adoption of cloud-native, microservices-based, and API-first architectures, ensuring scalable, resilient, high-performance solutions and enforcing non-functional requirements
Provide architecture governance through design reviews, risk assessments, and compliance alignment, ensuring adherence to enterprise standards, audit, and regulatory requirements