Premier Private Banker I

SouthState Bank•Orlando, FL

1d•Onsite

About The Position

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Requirements

Bachelor’s degree in a related field (Finance, Management, Business Administration) or equivalent experience
Minimum 10+ years Business Banking or Private Banking experience
Excellent written and verbal communication skills are necessary.
Demonstrated understanding of financial accounting and analysis.
Excellent organization, interpersonal, sales, execution, and delivery skills.
Must be able to multi-task with frequent interruptions, be comfortable in a fast-paced, changing environment, and manage multiple projects to conclusion on time.
Proven success in problem analysis and resolution.
Strong attention to detail and accuracy.
High level of expertise with MS Office suite.
Ability to develop rapport easily with clients, peers, and partners.
Ability to exercise independent judgment and decision making, initiative and tact in dealing with bank staff and customers.
Ability to work independently and in a team setting.
Knowledge of state, federal, and regulatory guidelines.
Basic knowledge of bank operating systems.
Extensive knowledge of Bank products, services, procedures, and practices.
Previous experience with analysis of Retail, Private Banking and/or Commercial relationships, strategic sales planning and client issue resolution is required.
Must have in-depth knowledge of federal and State lending regulations and Bank policies related to lending procedures.
Required annual compliance training, New Employee Orientation

Nice To Haves

5 or more years of lending or sales experience is preferred.
FINRA Series 7, 63 or 66 licenses not required unless participating in securities and brokerage activities.
Familiarity with the local business community is strongly preferred.

Responsibilities

Take ownership of all tasks and challenges encountered in the operation of their assigned position.
Develop new Private Banking business through sales efforts.
Manage a complex loan and deposit portfolio providing superior client service.
Analyze financial information to evaluate the credit worthiness of loan requests.
Compile loan packages ensuring completeness and accuracy of information provided.
Sell and cross-sell additional products and services of the Bank.
Ensure that all loans are following State and Federal regulations and Bank policies and procedures.
Actively participate in a business development plan to increase the Bank’s loan and deposit portfolio.
Manage full-service banking relationships with businesses, professional practices and high net worth individuals and oversee a portfolio of highly complex accounts.
Consult with prospects and clients regarding financial needs; recommend products and services including credit structures, prepare loan packages for credit review and underwriting, open and service accounts within authorized limits and ensure records/files are maintained within policy/guidelines.
Cross-sell Retail, Trust, Mortgage and Treasury Management services such as credit cards, personal trusts, and investment, financial, and estate planning services.
Analyze financial, tax and credit needs of customers, monitor customers changing needs and recommend strategies that utilize company products/services.
Resolve customer problems and assist with general inquiries.
Provide superior service to customers.
Ensure that all required documentation is in file for all loans.
Clear documentation or compliance exceptions noted by Loan Operations or other review channels.
Develop and utilize COI network to generate new business.
Demonstrate a commitment to fair lending practices.
Remain knowledgeable of all laws and regulations governing the lending activities of financial institutions.
Ensure compliance with all applicable Bank policies and procedures, as well and all State and Federal regulations.
Build and maintain a positive working relationship with COI’s to enhance the Bank’s image and reputation in the marketplace.
Represent the Bank, actively endorsing its products and services, making appropriate referrals as necessary and providing leadership in key community activities.
May provide training and guidance to less experienced Private Bankers.
Accept other duties as assigned.