Portfolio Manager

Byline Bank.•Schaumburg, IL

13h•$72,000 - $89,000•Hybrid

About The Position

The Portfolio Manager is responsible for the ongoing administration, credit oversight, and risk management of an assigned commercial loan portfolio, supporting the bank by monitoring credit quality, ensuring compliance, and proactively managing risk.

Requirements

Bachelor’s degree in Business, Accounting, Finance, or related field, preferred.
3+ years managing commercial loan portfolios or performing credit analysis.
1+ years of credit analyst experience.
Experience with commercial and/or SBA lending, credit review, and portfolio monitoring.
Understanding of loan structuring, underwriting, and risk management.
Strong accounting and financial analysis skills.
Experience identifying documentation, covenant, or collateral risks.
Familiarity with risk concepts including credit and market risk.
Strong organizational and communication skills.
Ability to work collaboratively with a variety of stakeholders at all levels.
Be self-motivated and an effective time and project manager with a strong attention to detail.
Possess strong communication skills both verbally and in writing.

Responsibilities

Manage an assigned portfolio of commercial and/or Small Business Administration (SBA) loan relationships, providing ongoing credit oversight and portfolio administration.
Monitor credit risk within the portfolio, including borrower performance, compliance, and collateral adequacy.
Perform annual credit reviews and interim assessments per policy.
Analyze borrower financial statements and cash flow to identify emerging risks.
Coordinate loan servicing actions including renewals, modifications, and restructures.
Conduct site visits and borrower calls to assess performance.
Track and manage past-due loans, policy exceptions, and covenant violations.
Prepare and maintain accurate credit files and reporting.
Partner with Risk Management and credit teams to support underwriting and decisions.
Assist with problem-loan identification and remediation.
Prepare quarterly portfolio summaries and risk trend reports.
Build and maintain strong customer relationships while managing risk.
Stay current on lending policies, regulatory guidance, and market conditions.
Contribute to continuous improvement of Portfolio Management processes.
Maintain working knowledge of SBA SOP 50 10 and SOP 50 57 requirements as applicable to servicing and monitoring.
Ensure SBA portfolio compliance including eligibility, use of proceeds, collateral documentation, hazard insurance, and ongoing servicing actions are consistent with SBA program rules.
All other duties as assigned.