PCB Portfolio Manager

Raymond James•Saint Petersburg, FL

7d•Hybrid

About The Position

The PCB Portfolio Manager will be responsible for day-to-day responsibilities including loan portfolio monitoring, providing client & advisor support, risk management, and compliance & reporting. This role involves providing operational support by performing a range of routine activities using existing systems and protocols, tracking loan performance, covenant compliance, and financial health. The manager will act as the main point of contact for routine inquiries, modifications, and loan restructuring. Key functions include mitigating credit risk, analyzing portfolio metrics, and managing the collections process or work-outs for delinquent accounts, ensuring the portfolio adheres to internal lending policies and external regulatory/investor requirements. The role also requires preparing moderately complex documents, gathering and summarizing data for reports, and creating a local document management system. Building effective working relationships within the internal client organization and contributing to the management of the partnering relationship is essential, delivering high-quality professional services. Finding effective ways to respond to routine functional inquiries, following procedures and precedents, and using data management systems to access specific information are also part of the role. The position requires developing knowledge of the organization's policies and procedures, relevant regulatory codes, and codes of conduct. Obtaining authorization from a supervisor or manager for any exceptions from mandatory procedure is necessary. The role also emphasizes developing personal capabilities through assessment, development planning, and training, as well as staying updated on relevant technology, external regulation, and industry best practices.

Requirements

Supports business processes by effectively utilizing standard office technology, business systems, and software applications while providing technical guidance to others as needed.
Communicates clearly and effectively to express ideas, request actions, formulate plans, and provide technical guidance when appropriate.
Plans, organizes, prioritizes, and coordinates work activities to efficiently achieve business objectives.
Develops and implements action plans based on business requirements, recommendations, and organizational priorities.
Analyzes data, identifies trends, and performs quantitative analysis to support reporting and informed decision-making.
Selects and effectively utilizes appropriate business systems, tools, and technologies to improve productivity and operational efficiency.
Interprets, applies, and monitors policies and procedures to ensure alignment with organizational strategies, objectives, and regulatory requirements.
Demonstrates proficiency with business productivity applications, including word processing, spreadsheets, presentations, email, document management, and collaboration tools.
Retrieves, manages, and maintains data using databases, queries, and business information systems to support operational and reporting needs.
Utilizes enterprise systems, desktop technologies, and network-based applications to securely access, manage, and share information.
Knowledge of the Automated Customer Account Transfer protocol for the securities industry and the protocols for brokerage accounts pledged to a loan.
General Experience - 7 to 12 months

Nice To Haves

Less than 25% travel

Responsibilities

Provide operational support by performing a range of routine activities using existing systems and protocols.
Track loan performance, covenant compliance, and financial health.
Act as the main point of contact for routine inquiries, modifications, and loan restructuring.
Mitigate credit risk, analyze portfolio metrics, and manage the collections process or work-outs for delinquent accounts.
Ensure that the portfolio adheres to internal lending policies and external regulatory/investor requirements.
Prepare moderately complex documents using a variety of applications for technology devices, such as standard office software.
Gather and summarize data for reports.
Create a local document management system for an office or department.
Build effective working relationships within the internal client organization and contribute to the management of the partnering relationship, delivering high-quality professional services within established routines or as part of an agreed project.
Find the most effective ways to respond to routine functional inquiries.
Use data management systems to access specific information as and when required.
Develop knowledge and understanding of the organization's policies and procedures and of relevant regulatory codes and codes of conduct to ensure own work adheres to those standards.
Obtain authorization from a supervisor or manager for any exceptions from mandatory procedure.
Develop own capabilities by participating in assessment and development planning activities as well as formal and informal training and coaching.
Develop and maintain an understanding of relevant technology, external regulation, and industry best practices through ongoing education, attending conferences, and reading specialist media.