Portfolio Manager (Shared Credit Services)

FirstBank•Murfreesboro, TN

About The Position

Responsible for creating an exceptional lending experience by providing appropriate decisions on small business or consumer loan requests including real estate loans, secured & unsecured term loans, and lines of credit in a timely and accurate manner. Works with members and staff from all markets to review submitted applications for suitability to FirstBank’s current lending policies and goals. Adheres to established loan policies, policies, laws, and regulations while demonstrating unwavering commitment to FirstBank’s mission, vision and values. Upholds legal, regulatory and compliance requirements unique to the role, in addition to Bank Secrecy Act, Anti-Money Laundering, OFAC, and Information Security policies and procedures. Completes annually required compliance related courses as established by FirstBank.

Requirements

Three years’ experience as a Small Business or Consumer Underwriter or Portfolio Manager (or similar role) for a financial institution required.
High school diploma required.

Nice To Haves

College Degree a plus but not required
Multi-lingual capabilities to include Spanish are a plus.

Responsibilities

Inputs construction loans into construction management system in accordance with credit approval and budget
Manages construction draw process based on percentage of completion
Interfaces with RMs, RMAs, and customers to properly service construction loans
Post payments, draws and principal reductions
Loan account research
General loan questions/research
Resolve day-to-day operational issues
Develop and maintain a comprehensive knowledge of the Bank’s core system & Built Construction management system
Assist in project initiatives by performing necessary research
Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.