Portfolio Manager III

BANK OF MARIN•Rancho Cordova, CA

2d•$116,582 - $163,216•Onsite

About The Position

Bank of Marin, voted by our employees as one of the “Best Places to Work” in the North Bay Business Journal, is seeking a Portfolio Manager III to join our Commercial Banking team in our Sacramento Region. The Portfolio Manager III is responsible for managing complex commercial lending relationships and supporting the underwriting, maintenance, and risk management of an assigned loan portfolio. This position serves as a key partner to Relationship Managers and works independently to analyze credit opportunities, structure loan solutions, and ensure the ongoing quality of the portfolio. The Portfolio Manager III also provides guidance and support to junior Portfolio Managers and Credit Analysts while delivering exceptional client service and identifying opportunities to grow existing banking relationships.

Requirements

Bachelor's degree (B.A.) in Business, Finance, Accounting, or a related field, or equivalent combination of education and experience.
Minimum 5 - 7 years of commercial banking, credit analysis, underwriting, or portfolio management experience.
Strong knowledge of financial statement analysis, commercial credit underwriting, and complex loan structures required.
Excellent analytical, organizational, communication, and problem-solving skills.
Ability to work independently and manage multiple priorities in a fast-paced environment.

Nice To Haves

Experience with commercial loan documentation
Experience with portfolio management
Mentoring junior staff experience

Responsibilities

Manage commercial loans from application through underwriting, approval, documentation, and closing.
Analyze borrower financial information and structure appropriate credit solutions.
Partner with Relationship Managers, Credit Analysts, and Credit Administration to support new and existing client relationships.
Monitor assigned loan portfolios for credit quality, covenant compliance, maturities, renewals, and exceptions.
Prepare loan proposals, renewal requests, and related credit documentation.
Process loan advances and draw requests in accordance with approved loan terms.
Respond to client inquiries and provide timely, professional service.
Identify opportunities to deepen client relationships through additional banking products and services.
Review larger and more complex credit requests and loan structures.
Provide guidance, training, and mentoring to Portfolio Manager I, Portfolio Manager II, and Credit Analyst positions.