Portfolio Manager III

Centennial Bank • Bedford, TX

103d • Onsite

About The Position

The Portfolio Manager III is responsible for the management of a loan portfolio, including underwriting and presenting commercial and consumer loans for approval. This position provides guidance and expertise to portfolio managers and collaborates with clients to understand their financial goals and risk tolerance.

Requirements

• Broad knowledge of such fields as accounting, marketing, business administration, finance, etc.
• Equivalent to a four year college degree.
• Plus 8 years related experience and/or training
• 5 years related management experience.
• Ability to write reports, business correspondence, and policy/procedure manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to apply concepts such as fractions, ratios, and proportions to practical situations.
• Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
• Basic: 10-Key, Accounting, Alphanumeric Data Entry
• Intermediate: Spreadsheet, Word Processing/Typing
• The ability to communicate using oral and written skills

Nice To Haves

• College degree in general business, finance, economics or accounting, preferred
• Eight (8) years lending experience
• Five (5) years’ experience with banking, investment, or economic analysis
• Two (2) years’ experience using Microsoft Word and Excel
• Must have general computer skills

Responsibilities

• Underwriting and presenting commercial and consumer loans for approval.
• Managing a loan portfolio including lines of credit, term loans and real estate loans. Responsible for annual reviews, renewal and increase requests.
• Ensure timely payment of loans in the portfolio.
• Negotiating terms and conditions with existing borrowers.
• Closing loans renewals/increases in accordance with approved terms and conditions.
• Provides guidance and assists the Portfolio Manager I and II as needed.
• The ability to work in a constant state of alertness and in a safe manner.
• Completes required BSA/AML training and other compliance training as assigned.
• Perform any other related duties as required or assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level