Portfolio Manager - CRE

Raymond James•Pittsburgh, PA

1d•Onsite

About The Position

The Commercial Real Estate (CRE) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.

Requirements

Bachelor’s Degree in Finance, Accounting, or related field
Minimum of 5 years of credit analysis and underwriting experience
Completion of a bank commercial credit training program
Experience analyzing commercial / residential real estate projects (income producing properties including retail, office, industrial and multi-family; land acquisition and development loans, and construction loans) strongly preferred
Demonstrated knowledge of investment commercial real estate finance for multiple loan and property types
Excellent organization skills, attention to detail and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction
Strong written and verbal communication skills
Strong presentation skills
Ability to work independently and within a team
Proficient in various spreadsheet and word processing applications, including the use of graphs and charts
General Experience - 3 to 6 years

Responsibilities

Underwrites requests for credit extensions to new and existing clients
Performs detailed financial analysis for CRE and, on occasion, personal lending opportunities
Prepares the following for presentation to Senior Loan Committee: Credit Approval Request (CAR) Modifications, Covenant Waivers/Amendments, Assessment of Real Estate Sponsorship
Manages / monitors assigned portfolio for: Loan Performance, Accurate and Timely Risk Rating, Required Financial Reporting, Covenant Compliance, Payment Delinquencies, Overdrafts, Monthly Construction Monitoring
Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval when they occur
Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements and covenants contained in the loan documents
Prepares periodic financial reviews where
Prepares monthly special asset reports for senior management as required.
Ensures the timely spreading of financial statements provided by clients
Accompanies the relationship manager on prospect / client calls when appropriate