Portfolio Associate

Axos Bank • San Diego, CA

1d • $85,000 - $100,000 • Onsite

About The Position

The Non-Real Estate Lender Finance (NRELF) Portfolio Associate supports the ongoing credit risk management and monitoring of a leveraged finance loan portfolio. Responsibilities include portfolio surveillance, covenant tracking, loan review support, data integrity across systems, and coordination with Portfolio Managers, Credit, and Operations to ensure compliance with internal policy and regulatory expectations.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• 3+ years of experience in portfolio management, credit analysis, or commercial lending
• Working knowledge of financial statements, credit agreements, and covenant structures
• Strong Excel skills
• High attention to detail, strong organizational skills, and ability to manage deadlines

Nice To Haves

• experience with credit systems (nCino, Moody’s, or similar)

Responsibilities

• Monitor assigned NRELF loan portfolio for payments, maturities, covenant compliance, and required documentation
• Track, escalate, and document covenant breaches, exceptions, and emerging credit risks
• Support quarterly and annual loan reviews, including financial analysis and risk rating recommendations
• Assist with amendments, waivers, extensions, and ongoing portfolio maintenance
• Support portfolio reporting, stress testing exercises, and audit/regulatory requests
• Maintain accurate loan data and ownership in nCino and related systems
• Identify data issues and contribute to process and reporting improvements

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level