Portfolio Analytics & Strategy Specialist - Data, Model & Analytics

PNC•Pittsburgh, PA

19h•Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Data, Model & Analytics Decision infrastructure Account Management organization, you will be based in Pittsburgh, PA. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. This role provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. It is responsible for running complex business performance, risk and operational analytics. This may include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. The specialist leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. They synthesize analytical results and develop, recommend, and implement business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. The role establishes baselines for strategies and tracks actual performance to expectations. It applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. The specialist manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. They work with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. They also design / enhance standard reporting suites for regular product / portfolio reviews. The role collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be Customer Focused and Managing Risk.

Requirements

Analytical Approach – Synthesizes ideas and information required for process improvement into a manageable form.
Banking Products – Knowledge of and ability to provide products and services available through the retail banking branch.
Risk Management Banking – Knowledge of and ability to use tools, regulations, and business practices to assess and control an organization’s exposure to risk.
Strong background in agile methodology.
Expertise in using Jira and Confluence.
Ability to manage multiple efforts simultaneously in a fast-paced, changing environment (Project Management).
Understands role of microservices and APIs in the technology framework and has experience implementing these technologies.
Understands FICO DM and has some experience with line management strategies.
Analytical Thinking
Credit Risks
Data Analytics
Financial Analysis
Model Development
Operational Risks
Quantitative Models
Risk Appetite
Big Data Management and Analytics
Business Analytics
Mathematics of Financial Instruments
Operational Risk
Performance Measurement
Predictive Analytics
Pricing Models and Analytics
Regulatory Environment - Financial Services
5+ years of industry-relevant experience.
University / college degree (Bachelor's).

Nice To Haves

Agile or Scrum certification

Responsibilities

Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
Responsible for running complex business performance, risk and operational analytics.
May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.
Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.
Establishes baselines for strategies and tracks actual performance to expectations.
Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk.
Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies.
Designs / enhances standard reporting suites for regular product / portfolio reviews.
Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.
Be Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Be Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Benefits

Medical/prescription drug coverage (with a Health Savings Account feature)
Dental options
Vision options
Employee and spouse/child life insurance
Short and long-term disability protection
401(k) with PNC match
Pension plans
Stock purchase plans
Dependent care reimbursement account
Back-up child/elder care
Adoption reimbursement
Surrogacy reimbursement
Doula reimbursement
Educational assistance, including select programs fully paid
Robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
Between 15 to 25 vacation days each year, depending on career level; and years of service.