Portfolio Analyst

Banc of California • Durham, NC

8d • Hybrid

About The Position

The Portfolio Analyst role is responsible for monitoring the performance of borrowers, identifying deviations from expected performance, and raising credit concerns to the portfolio team. The Portfolio Analyst should strive to understand the client’s operating performance and needs, and work to build strong working relationships both internally and externally. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

Requirements

• Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
• Ability to multi-task in a fast paced environment
• Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses
• Strong interpersonal, writing and oral communication skills
• Comfortable interacting directly with clients
• Above average knowledge of MS Word and Excel
• “Self-Starter”
• Candidate must have great attention to detail
• Bachelor’s Degree and/or relevant work experience or training
• High School diploma or equivalent required

Nice To Haves

• 1-2 years related experience or public accounting

Responsibilities

• Conduct financial analysis of credit and collateral of borrowers, with an emphasis on data collection and analysis.
• Validate borrower compliance based on the Loan & Security Agreement.
• Perform financial, operational, valuation, and transactional analyses.
• Assist in underwriting modifications or renewals for borrowers, and help present deals to credit committee.
• Complete borrower risk assessments.
• Maintain data integrity in internal bank systems related to financials or other key information.
• Produce internal deliverables.
• Collaborate with management teams of portfolio companies to understand performance and financial needs.
• Travel to client sites.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

Benefits

• 401k plan which includes a company match and immediate vesting
• comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long- term disability
• pre-tax Health Savings Account with employer contributions
• pre-tax Flexible Spending Account (FSA)
• adoption, surrogacy, and fertility assistance
• paid parental leave
• family support solutions including care options for your family
• paid vacation days
• holidays
• volunteer time off
• tuition reimbursement
• an annual mentorship program
• leadership development resources
• access to LinkedIn Learning

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level