Portfolio Analyst - The Woodlands, TX

Zions Bancorporation•The Woodlands, TX

7d•Onsite

About The Position

Amegy Bank is seeking a Portfolio Analyst to join its Homebuilder CRE team in The Woodlands, Texas. The role exercises independent judgment in servicing and portfolio administration matters, making decisions within established bank policies, procedures, and delegated authority. The position is fully in office five days a week at 4576 Research Forest Drive, The Woodlands, TX 77381.

Requirements

Bachelor’s degree or at least 2 years of directly related experience; a combination of education and experience may meet requirements.
Basic knowledge of loan documentation, administration, and policies and procedures.
Familiarity with reading, understanding, and analyzing financial statements.
Strong analytical skills and attention to detail.
Ability to identify and resolve exceptions and interpret data.
Effective verbal, written, and interpersonal communication skills.
Advanced proficiency in common office software applications.

Responsibilities

Coordinate with the closing department, legal counsel, and title companies to facilitate new builder loan takedowns, conversions, and modifications from inception through closing.
Reconcile borrowing bases monthly by clearing paid-off loans, updating stages of completion, and maintaining accurate archival records.
Order, review, and track appraisals and flood insurance coverage to ensure compliance with lending requirements.
Coordinate inspections, generate reports, update monitoring spreadsheets, manage third-party vendor requests, and process related invoices.
Process and monitor construction draws, loan payoffs, and lien releases in a timely and accurate manner.
Review, process, and coordinate funding advances and wire transfers to support client and lending needs.
Generate and distribute monthly builder loan statements, respond to related inquiries, monitor monthly interest payments and outstanding loan-related fees, and proactively contact borrowers to resolve past-due items and maintain portfolio performance.
Request financial covenant information, identify and resolve exceptions, and maintain departmental compliance tracking.
Prepare and update departmental fee reports to ensure accurate revenue tracking and reporting.
Maintain department tracking reports by recording new loan activity, milestones, and status updates; conduct periodic quality control reviews of departmental reports for completeness, accuracy, and data integrity.
Perform ongoing administrative duties and provide operational support to ensure efficient department workflow.