Portfolio Analyst II

Axos Bank•San Diego, CA

5d•Onsite

About The Position

The Portfolio Analyst II will support Credit & Portfolio Management by working with commercial borrowers and the portfolio management team to monitor loans. The role involves day-to-day duties such as financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files.

Requirements

Bachelor’s degree in Finance, Accounting or related field
2+ years' experience in underwriting, structuring, or portfolio management of commercial real estate transactions
Strong organizational skills and ability to work in client relations and process improvement
Strong business writing ability
Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

Responsibilities

Provide support in managing the loan portfolio within the Real Estate Lender Finance Group
Financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files
Monitoring individual credits by way of financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files
Author credit memoranda for presentation to management to process loan upsizes, credit amendments, and update loan risk ratings
Play a lead role in implementing process improvements, authoring procedures, and writing job aids that document the day-to-day responsibilities of Portfolio Analysts
Analyst must understand the credit culture and risk tolerance as outlined by senior management and the Board and help mitigate potential threats against the safety and soundness of the loan portfolio
Analyst must have ability to manage multiple workflows and adapt to changing demands to meet business objectives