Personal Lines Underwriter

Auto-Owners InsuranceLake Elmo, MN
$57,000 - $80,800Hybrid

About The Position

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team. Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to: Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions. Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use. Analyze loss experience, financial conditions and physical characteristics of risks. Acquire a working knowledge of supporting sections of the underwriting department. Effectively communicate with independent agents and other employees through verbal and/or written means.

Requirements

  • Bachelor’s degree or equivalent experience
  • Ability to organize data, multi-task and make decisions independently
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs
  • Ability to work in the U.S. without current or future sponsorship

Responsibilities

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
  • Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
  • Analyze loss experience, financial conditions and physical characteristics of risks.
  • Acquire a working knowledge of supporting sections of the underwriting department.
  • Effectively communicate with independent agents and other employees through verbal and/or written means.

Benefits

  • Matched 401(k)
  • Fully funded pension plan (once vested)
  • Medical insurance
  • Prescription insurance
  • Dental insurance
  • Vision insurance
  • Associate, spouse and child life insurance
  • Supplemental sick pay
  • Long term disability
  • Health care flexible spending accounts
  • Dependent care flexible spending accounts
  • Generous paid time off
  • Paid holidays
  • Vacation days
  • Personal time
  • Sick leave
  • Parental leave
  • Adoption assistance
  • Discounts on personal insurance
  • Education matching gift program
  • Student loan assistance program
  • Gym membership and fitness class reimbursement program
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