Personal Lines Underwriter, High Net Worth

Berkley • Morristown, NJ

3d • $75,000 - $130,000 • Hybrid

About The Position

As a Personal Lines Underwriter focused on High Net Worth at Berkley One, you'll play a pivotal role in evaluating and underwriting new business risks, with a strong emphasis on profitable growth and relationship management. This position involves significant decision-making authority and collaboration across multiple teams to ensure high-quality underwriting outcomes. This role will be based in one of our offices: Morristown, NJ or Midtown Manhattan. We offer a hybrid work schedule with 4 days in the office and 1 day remote where it makes sense to do so.

Requirements

• Bachelor’s degree (BA or BS) or equivalent professional experience
• Minimum of two years of underwriting experience in high net worth personal lines.
• Deep empathy for both insureds and agents, with a passion for delivering an exceptional brand experience and advocating for customer needs.
• Exceptional verbal and written communication skills, with the ability to adapt your style to suit different audiences and situations.
• Maintains calm under pressure, demonstrates integrity, and follows through on commitments with precision and professionalism.
• Comfortable questioning the status quo while working effectively with colleagues across all levels of the organization.
• Brings a strong sense of ownership, a spirit of adventure, and a positive, team-oriented attitude.
• Known for responsiveness and a “find a way to yes” approach, while maintaining strong relationships—even when saying no.
• Naturally inquisitive, always seeking to understand how things work and how they can be improved.
• Enjoys diving into account details to craft underwriting solutions that align with guidelines, profitability goals, and client needs.
• Willingness to travel as needed, including overnight trips, and to work flexible hours to support clients across time zones.
• Demonstrates exceptional proficiency with technology and underwriting tools.

Responsibilities

• Focus on underwriting new business daily, leveraging expertise and sound judgment to select and price risks that align with Berkley One’s profitability goals.
• Partner with risk management to assess exposures and recommend solutions that enhance the overall quality of the risk.
• Contribute to continuous improvement by identifying opportunities for innovation in underwriting practices and organizational priorities.
• Build and maintain strong relationships with a designated group of agents. Act as a trusted advisor by understanding their needs, coaching on solutions, and fostering loyalty to the Berkley One brand.
• Educate agents on Berkley One’s risk appetite and guide them in applying this knowledge to appropriate risk selection.
• Use advanced underwriting tools and analytics to monitor portfolio quality and inform individual underwriting decisions.
• Work closely with Distribution and Marketing teams to co-develop strategies that drive business growth and enhance market presence.
• Other work as assigned

Benefits

• competitive compensation
• paid time off
• comprehensive wellness benefits and programs
• employer funded health savings account
• profit sharing
• 401k
• paid parental leave
• employee stock purchase plan
• tuition assistance and professional continuing education
• Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level