Personal Lines Risk Management - Specialist
About The Position
The Cincinnati Insurance Companies' Personal Lines Risk Management Department is seeking a Risk Management Specialist to support our Southwest and Western regions. This role plays a vital part in evaluating residential properties with insured values up to $3.5 million, ensuring accurate replacement cost valuations, identifying risk exposures, and developing practical loss prevention recommendations that help protect our policyholders and support profitable growth. Through direct training, mentorship, and collaboration with experienced risk management professionals, you will develop expertise in residential property valuation, risk analysis, loss prevention, and insurance operations. Early career professionals and recent college graduates with an interest in Risk Management are encouraged to apply. We are looking for individuals who are eager to grow within the department, open to relocation, and interested in developing into a risk management field-based position. This position is based in our Arizona office and supports agency and policyholder relationships throughout the Western United States.
Requirements
- Strong analytical and critical-thinking skills with the ability to evaluate risks and make sound business recommendations
- Excellent mathematical aptitude and attention to detail
- Effective written, verbal, and interpersonal communication skills
- Strong organizational, prioritization, and time-management abilities
- Demonstrated ability to produce accurate, thorough, and high-quality work
- Customer-focused mindset with a high degree of professionalism
- Ability to build relationships and collaborate with agents, policyholders, underwriters, and internal business partners
- Strong critical thinking skills and the ability to manage conflict and navigate challenging conversations effectively
- Ability to apply construction cost data, market trends, and valuation methodologies to determine accurate replacement cost estimates
- Bachelor's degree required
- Strong critical thinking skills, intellectual curiosity, and an interest in developing a career in Risk Management
Nice To Haves
- Open to relocation
- Interested in developing into a risk management field-based position
- Professional insurance designations such as CPCU, and CPRIA are encouraged and supported as part of career development
Responsibilities
- Review property inspection reports to determine accurate replacement cost values, evaluate risk exposures, identify potential loss hazards, and develop clear, actionable risk improvement recommendations
- Apply knowledge of inflation trends, market conditions, and construction cost escalation factors to support accurate property valuations
- Conduct regular interviews with contractors, builders, and industry professionals to stay informed of construction costs, labor markets, and building trends throughout the Southwestern and Western United States
- Partner with agents and internal associates to effectively communicate findings, recommendations, and valuation insights
- Collaborate with Territory Advisors, underwriters, and field business partners across the country to support underwriting and risk management objectives
- Develop expertise in residential construction methods, building materials, and high-value home features, including luxury and custom-built properties
- Prepare timely, accurate reports and complete assignments within established service standards and deadlines
Benefits
- Annual cash bonus
- Stock incentives based on company and individual performance
- Direct training
- Mentorship
- Lifelong learning approach
- Tools and training to be successful
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
