Personal Lines Account Manager

INSURICA INC•Richardson, TX

7d•Onsite

About The Position

The Personal Lines Account Manager performs essential sales and service functions for the department, including, but not limited to, fulfilling client requests, assisting producers as necessary, and successfully marketing activities required to meet sales, service, and quality standards adopted by the Agency.

Requirements

Should have knowledge of, or the ability to develop a thorough understanding of, personal insurance underwriting and coverages
Ability to effectively market/re-market policies/coverages
Ability to understand written and oral communications and interpret abstract information
Intermediate PC skills, with a focus on the Microsoft Office suite of products (Word, Excel, Outlook, Teams, etc.) and effectively utilize the Agency Management systems
Accurate and organized, with strong attention to detail
Ability to work within a fast-paced, changing priority environment
Self-motivated, with the initiative to prioritize and be self-directed
Regular and punctual attendance is required
Ability to communicate effectively, both verbally and in writing
Excellent interpersonal skills, with the ability to interact effectively with both colleagues and managers, across all levels
Ability to promote and maintain a team environment, willing to find accommodating solutions for our customers, companies, and the Agency
Ability to successfully adhere to company policies and procedures, as well as maintain strict confidentiality

Nice To Haves

2–4 previous personal lines insurance experience preferred
Possession of, or the ability to quickly obtain, all licenses as required by the State Department of Insurance
CISR and other related designation(s) preferred
A College degree is desirable

Responsibilities

Respond to phone calls and office visitors requesting changes to existing coverage and new policies; determine acceptability and placement, complete applications or endorsement requests, and collect premiums when applicable; educate clients by explaining coverage and exclusions, as necessary
Review existing accounts to determine if additional lines of insurance should be solicited and do so by mail and phone; throughout the policy year, continue to solicit increases in coverage or round out accounts through sales to clients at every service contact
Process renewals and remarket as outlined by the Agency; review renewals to determine if non-standard policies can be rewritten in a standard program; prepare to rewrite applications for business from companies no longer represented; secure and submit required renewal underwriting information, such as credit, Clue, and MVRs
Generate new business for the agency – take responsibility and ownership for making our business grow and improving/building the relationships with our existing and future customers
Maintain a working knowledge of all available products to enhance sales ability
Refer current and prospective clients to the Employee Benefits and Commercial Insurance Departments for solicitation of those lines of business, if applicable
Rate and quote new and existing coverages through rating systems or websites
Maintain customers’ accounts on the agency automation system, documenting conversations in the activity log, sending confirmations to the insured, and adhering to all other automation procedures; invoice premium transactions as they occur
Maintain own follow-up and suspense file on outstanding orders and correspondence; follow-up on all overdue and suspense items; maintain expiration control log; maintain underwriting files in an orderly and up-to-date manner
Receive and review all cancellations to determine necessary action
Perform all actions relating to customers and companies in a manner that will avoid issues involving potential errors and omissions
Participate in seminars and other training to maintain required licenses and for knowledge and skill development