Personal Banker III

Montecito Bank & Trust•Oxnard, CA

11d•Onsite

About The Position

Join Montecito Bank & Trust as a Personal Banker III! As the largest locally owned community Bank on the Central Coast, Montecito Bank & Trust is committed to our founding principle: to make the communities we serve better places to live and work. We are always looking for talented professionals who are passionate about personalized service, community involvement, and innovation. By joining our team, we are dedicated to your career development and wellbeing, in and out of the workplace. Montecito Bank & Trust is seeking a full-time Personal Banker III to join the team in our Oxnard Branch. As a Personal Banker III, you will deliver a World Class Experience by providing excellent customer service to all internal and external customers of the Bank, acting as the single point of contact for walk-in customers for fulfilling sales, service, and referrals. You will meet customer’s transaction requirements and educate customers about Montecito Bank & Trust’s products and services to match their needs. The Personal Banker III is primarily responsible for assisting clients on the platform, while maintaining all expectations of proper cash handling, new accounts production, and teller line work as needed. You will be located in Oxnard, CA with a fully on-site work schedule.

Requirements

High school diploma or G.E.D. required
Three to five years of previous Personal Banker experience required
Ability to be registered as a Mortgage Loan Originator with the National Mortgage Licensing System and Registry, and maintain the registration as required
Ability to pass a criminal background check administered by the Secretary of State to be commissioned as a Notary Public
Strong sales, critical thinking, and customer service skills
Adept at identifying and resolving customer issues and challenges

Nice To Haves

some college preferred
One to three years of previous experience selling lending products (mortgage, home equity, business loans/lines, etc.) preferred

Responsibilities

Offer information on bank products and services that can benefit new and current customers, and enhance their banking relationship
Handle a variety of platform duties including operating network software to maintain, service, and open accounts; discussing loan options and taking loan applications; and identifying referrals to other lines of business
Assist in the acquisition of consumer and small business loan relationships; accept consumer and small business loan applications and close loans as directed by management
Accurately and efficiently handle a variety of cash and negotiable transactions
Successfully work as part of a team to ensure manager developed individual and branch goals are met
Provide reserve capacity to the teller line and to the leadership team for transaction review and opening/closing duties