Personal Banker I - Bilingual

FIRST STATE BANK•Gainesville, TX

9d•Onsite

About The Position

Responsible for both teller and new account transactions, cross-selling bank products/services and resolving customer service issues. Process new accounts and transactions with accuracy and efficiency while delivering an overall professional customer service experience while adhering to banking regulations.

Requirements

Proficient in both English and Spanish language (for bilingual position)
Excellent attention to detail.
Oral Comprehension – The ability to listen to and understand information and ideas presented through spoken words and sentences.
Oral Expression – The ability to communicate information and ideas in speaking so others will understand.
Problem Sensitivity – The ability to tell when something is wrong or is likely to go wrong and know what steps to take to correct the problem.
Information Ordering – The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules.
Number Facility – The ability to add, subtract, multiply, or divide quickly and correctly.
Speech Clarity – The ability to speak clearly so others can understand you both in person and over the phone.
Near Vision – The ability to review customer information on the computer, on documents as well as visually identify customer identity.
Speech Recognition – The ability to identify and understand the speech of another person.
Mathematical Reasoning – The ability to choose the right mathematical methods or formulas to solve a problem.
Reading Comprehension – Understanding written sentences and paragraphs in work-related documents.
Lifting – The ability to lift a minimum of 10 lbs. up to a height of 3-4 ft.
Standing/sitting – Must have the ability to remain in stationary positions 75% of the business day.
Dexterity – The ability to operate a computer and other office machinery, such as a calculator, adding machine, copy machine and printer.
Hearing – The ability to exchange accurate information to customers relating to their accounts and/or banking procedures.
Active Learning – Understanding the implications of new information for both current and future problem-solving and decision-making. The ability to learn technical material.

Nice To Haves

Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
Knowledge of arithmetic, algebra, and their applications.

Responsibilities

Processing deposit & withdrawal transactions
Balance cash drawer and TCR (Teller Cash Recycler)
Detecting & reporting fraudulent or suspicious activities
Evaluating customer needs to suggest appropriate bank products & services
Opening & processing all available new account types
Taking wire requests
Assisting customers with: Debit card and internet banking services, Check ordering, stop payments, and closing accounts, Problem resolutions & special requests
Understanding loan options, including terms and rates (II, III)
Consumer Loan application process (II, III)
Complete In-Branch Closing process for Consumer Loan customers (III)
Performing other miscellaneous customer service functions
Assisting supervisor with cross-training other staff members (II, III)
Build customer relationships through needs-based conversations that drive appropriate sales and customer loyalty.
Ensure all activities align with compliance requirements and support fraud prevention standards.