PB Credit Associate BB

Citizens Financial Group•Boston, MA

8d•Hybrid

About The Position

The Private Bank Lending Specialist supports the Relationship Manager with their client's loan portfolio with extraordinary care and service. The lending specialist works in primarily operational, processing, and analytical capacities, ensuring a high level of quality control from the loan application through the closing process.

Requirements

Minimum 3+ years of experience and knowledge of credit policy, lending origination systems, complex underwriting, and regulatory requirements involved in commercial real estate/multi-family lending.
Lending underwriting and credit analysis experience desired
Demonstrated success working in high net worth, non-traditional loans and underwriting
Strong written and verbal communication skills with high attention to detail

Responsibilities

Works closely with RM and client to identify lending needs and solutions.
Performs analysis of client's financials to determine loan eligibility.
After RM handoff, serves as main POC for all internal/external parties to lending transactions while keeping RM in the loop.
Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects conditions, assists with closing coordination and any post-closing requests).
Monitors pipeline to ensure loan workflow is efficient and meeting closing deadlines.
Knowledgeable on Private Bank credit policy, lending origination systems, and regulatory requirements involved in commercial real estate/multi-family lending.
Maintains a high level of quality control for verifying accuracy of financial and loan documents.