Payments Technical Architecture Senior Manager

Accenture•Kirkland, WA

8d•$112,900 - $338,300•Remote

About The Position

Accenture is seeking an experienced Payments Technical Architect to design, implement, and optimize payment solutions for clients, with a key focus on modernization and embedded payments. The ideal candidate will play a crucial role in defining technical architectures, ensuring scalability, security, and compliance, while collaborating with stakeholders to align payment systems with business goals. This person will be involved in the full client lifecycle, from providing clients with insights, to proposing projects and supporting consulting end-to-end engagements. The role involves leading and executing Accenture’s go-to-market strategy for payments modernization, leveraging modern architecture and engineering approaches to design end-to-end payment solutions for commercial and retail banks, networks, and payment processors. Collaboration with senior client business and technical teams (CIO, CTO, LOB leaders) is essential for selling, defining, and delivering payment solutions. The role also includes evaluating and integrating payments APIs and third-party service providers, ensuring compliance with regulatory frameworks, optimizing payment processes for cost efficiency and user experience, and providing technical leadership during system migrations, upgrades, or integrations. Developing documentation, maintaining best practices for payment architecture and integrations, leading the resolution of technical issues, and staying updated on the latest trends such as CBDC and GenAI in the payments domain are also key responsibilities.

Requirements

Consulting experience (preferably 5+ years)
Bachelor’s degree in Computer Science, Engineering, or a related field.
Proven experience as a Technical Architect or similar role in payments or financial services.
Deep understanding of payment systems, gateways, and protocols (e.g., ISO 20022, Open Banking, SWIFT CBPR+, NACHA, FedWire, and ISO 8583).
Strong knowledge tokenization and encryption standards.
Experience with modern architecture and engineering practices (e.g. Domain Driven Design, Event Driven Architecture).
Experience with cloud platforms (AWS, Azure, GCP) and microservices architecture.
Excellent communication and stakeholder management skills.

Nice To Haves

Experience with platforms and payment orchestration layers.
Knowledge of fraud prevention technologies and tools.
Experience with real-time payment systems (e.g., RTP, FedNow).
Certifications in cloud architecture or payments (e.g., AWS Solutions Architect, Certified Payments Professional).

Responsibilities

Lead and execute Accenture’s go-to-market strategy for payments modernization
Leverage modern architecture and engineering approach to design end-to-end payment solutions for commercial and retail banks, networks, payment processors, ensuring scalability, reliability, and security
Collaborate with senior client business and technical teams (CIO, CTO, LOB leaders) to sell, define and deliver payment solutions that meet their complex needs and comply with industry standards.
Evaluate and integrate payments APIs, and third-party service providers (eg Finacle, FIS, TSYS, Finastra, Fiserv, Volante, etc.)
Ensure compliance with regulatory frameworks and other relevant standards.
Optimize payment processes for cost efficiency, reduced latency, and enhanced user experience.
Provide technical leadership during system migrations, upgrades, or integrations with new payment platforms.
Develop documentation and maintain best practices for payment architecture and integrations.
Lead the resolution of technical issues related to payment systems.
Stay updated on the latest trends such as CBDC and GenAI, tools, and technologies in the payments domain.