Payments Pricing Analyst

NCR Corporation•Atlanta, GA

About The Position

The payments processing pricing analyst is responsible for developing, analyzing, and maintaining pricing strategies for payment processing products and services. This role partners with Sales, Finance, Product Management, and Operations to create competitive pricing models that maximize profitability while meeting customer needs. The analyst evaluates transaction costs, interchange, network fees, and operational expenses to ensure pricing accuracy and profitability are maintained.

Requirements

Bachelor’s degree in Finance, Accounting, Business, Economics, Data Analytics, or a related field.
2-5 years of experience in payments, merchant acquiring, financial services, or pricing analysis.
Strong understanding of credit card processing, ACH, interchange, card brand assessments, and payment network ecosystem.
Advanced Microsoft Excel skills, including pivot tables, Power Query, and complex formulas.
Strong analytical, quantitative, and problem-solving skills.
Excellent written and verbal communication skills.
Ability to manage multiple priorities in a fast-paced environment.
High attention to detail and commitment to data accuracy.

Nice To Haves

Experience with SQL, Power BI, Tableau, or similar analytical tools is preferred.
Experience with merchant acquiring platforms or payment processors.
Knowledge of Visa, Mastercard, Discover, and American Express pricing structures.
Understanding of payment gateway, POS, and integrated payment solutions.
Familiarity with financial modeling and pricing optimization techniques.

Responsibilities

Analyze merchant payment processing costs including interchange, card network assessments, and processor fees.
Develop pricing proposals for new and existing clients based on profitability targets and competitive market conditions.
Evaluate pricing requests from Sales to ensure alignment with company pricing guidelines.
Perform profitability and margin analysis on merchant portfolios and recommend pricing adjustments when appropriate.
Monitor pricing performance and identify trends, risks, and opportunities for revenue optimization.
Collaborate with Product Management and Finance to develop pricing strategies for new payment products and services.
Support contract renewals by reviewing existing pricing structures and recommending modifications.
Maintain pricing documentation, approval workflows, and audit trails.
Prepare regular reporting on pricing performance, margins, win/loss analysis, and competitive positioning.
Stay current on payment industry trends, interchange updates, card network rules, and regulatory changes affecting pricing.
Assist in automating pricing tools and improving pricing processes through data analysis and system enhancements.