Patient Financial Counselor - REI/Fertility - Bozeman

Billings Clinic•Bozeman, MT
•Onsite

About The Position

The Patient Financial Counselor - REI/Fertility serves as the primary financial contact for patients undergoing fertility evaluation and treatment. This role supports the financial integrity and interests of the REI/IVF department by ensuring patients understand insurance benefits, treatment costs and financial responsibilities prior to initiating care. Coordinate insurance benefit verification, performs financial counseling at the time of pre-registration and pre-certification. This position collaborates closely with clinical staff, revenue cycle teams, and patients to ensure all financial requirements are met prior to treatment start dates.

Requirements

  • High school graduate or equivalent.
  • 1 year experience in healthcare revenue cycle and patient financial counseling

Nice To Haves

  • Experience working with insurance verification and prior authorization

Responsibilities

  • Performs customer service as the primary financial contact for REI/IVF program(s) patients regarding insurance coverage and financial responsibility by providing assistance to patient inquiries including account information, insurance billing issues (including pre-authorization or pre-certification), and quality of care issues as appropriate.
  • Conducts financial consultations for new and returning patients regarding fertility treatment pricing and plans and associated costs.
  • Performs financial counseling for self pay, MVA, and commercial insurance patients with deductibles greater than established guidelines.
  • Provides clear explanation of financial policies, insurance benefits, and payment expectations ensuring the patient's understanding of the processes.
  • Presents available payment options including self-pay packages, payment plans, and third-party financing programs when appropriate.
  • Assists patients through financial application and approval processes when utilizing financing programs.
  • Participates, as needed, and within established guidelines, in negotiation of discounts with customers, including patients, attorney and collection agencies.
  • Confirms patient insurance eligibility and benefits related to fertility services.
  • Obtains required prior authorizations and precertification for applicable services prior to treatment initiation.
  • Coordinates with social workers, care navigators and case managers on an as needed basis regarding pre-certifications/authorizations and other financial aspects on the front end of the revenue cycle in order to impact discharge planning and non-covered services letters.
  • Coordinates benefit verification and assist benefit verification staff as needed.
  • Maintains accurate documentation of authorization approvals and payer requirements.
  • Ensures patients are financially cleared prior to treatment start whenever possible.
  • Monitors financial readiness for treatment cycles including insurance approval, patient deposits, and payment arrangements.
  • Communicates changes in treatment plans that may impact patient financial responsibility.
  • Provides timely responses to patient inquiries related to billing, insurance coverage, financial policies, and treatment costs.
  • Works collaboratively with Patient Financial Services to support collection of patient balances, manage self-pay account balances for transfer to bad debt and assignment to outside collection agencies.
  • Collaborates with physicians, nurses, coordinators, and administrative staff to ensure alignment of financial and clinical workflows.
  • Communicates financial clearance status to clinical teams to support appropriate scheduling of treatment cycles.
  • Maintains accurate documentation and records related to financial counseling activities.
  • Support operational workflows for outside monitoring and andrology patients receiving services within the clinic.
  • Supports and models behaviors consistent with Billings Clinic’s mission, vision, values, code of business conduct and service expectations.
  • Meets all mandatory organizational and departmental requirements.
  • Maintains competency in all organizational, departmental and outside agency standards as it relates to the environment, employee, patient safety or job performance.
  • Performs all other duties as assigned or as needed to meet the needs of the department/organization.

Benefits

  • Medical
  • Dental
  • Vision
  • 403(b) Retirement Plan with employer matching
  • Defined Contribution Pension Plan
  • Paid Time Off
  • employee wellness program
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