Underwriter (Warwick R.I. or Kennesaw GA)

Lendsure Mortgage Corp•Warwick, RI

21d•$68,500 - $90,000•Hybrid

About The Position

Join LendSure Mortgage Corp as a Full-Time Non-QM Underwriter, where innovation meets exciting career opportunities! Immerse yourself in a dynamic, onsite environment that promotes problem-solving and excellence. With the chance to collaborate with forward-thinking professionals. This role not only offers a competitive salary ranging from $68,500 to $90,000 but also includes a lucrative quarterly discretionary bonus plan, rewarding your commitment and performance. Prefer someone who can work on site at either Warwick R.I. or Kennesaw GA office. Will also consider remote applicants.

Requirements

Robust set of skills and knowledge in real estate lending and loan structuring.
Familiarity with real estate markets, valuation methodologies.
Strong understanding of borrower financials, credit risk, and KYC/AML compliance.
Proficiency in tools like Encompass, Salesforce, and Excel.
Knowledge of real estate lending and loan structuring.
Valuation methodologies.
Review and analyze documentation provided on each loan to make an informed lending decision in compliance with LendSure Mortgage Corp.'s policies and guidelines.
Ability to review complex tax returns.
Ability to perform duties under minimal supervision and actively engage with the supervisor to resolve complicated issues.
Ability to communicate effectively in both verbal and written form.
Strong time management skills to plan and organize a high daily loan volume.
Must be a detail-oriented team player able to collaborate constructively with fellow employees.
Minimum 5 years of recent experience underwriting non-conforming residential mortgage loans.
Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to Repay, RESPA, Reg B, Reg Z, Fair Lending, etc.).

Responsibilities

Rendering credit decisions on incoming applicants consistent with internal policies.
Underwriting mortgage commitments.
Verifying supporting documentation as submitted by Mortgage Brokers.
Upholding commitment to excellence in service level agreements.