National Consumer Direct Mortgage Loan Originator
About The Position
Responsible for the evaluation and selling of mortgage solutions throughout the United States. Advises clients on the home buying or refinance process while assisting through the loan process from application to closing. Engages with current and potential customers to educate and advise on how to best manage their mortgage finances. Required to achieve or exceed specific loan origination goals. Advises customers on U.S. Bank’s full product suite, providing the opportunity to make referrals to other areas within U.S. Bank. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.
Requirements
- High school diploma or equivalent
- National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z.
- Satisfactory criminal background and credit check.
- Ability to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Nice To Haves
- Strong sales aptitude
- Self-motivated with ability to achieve or exceed specific production goals
- Ability to provide exceptional customer service
- Effective written and verbal communication skills
- Previous sales or customer service experience strongly preferred
- Consumer Direct Lending experience preferred
Responsibilities
- Evaluate and sell mortgage solutions throughout the United States.
- Advise clients on the home buying or refinance process.
- Assist clients through the loan process from application to closing.
- Engage with current and potential customers to educate and advise on mortgage finances.
- Achieve or exceed specific loan origination goals.
- Advise customers on U.S. Bank’s full product suite and make referrals to other areas within U.S. Bank.
- Obtain and maintain National Mortgage Licensing System (NMLS) registration.
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- Pension (all benefits are subject to eligibility requirements)
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
