Remote Mortgage Underwriter (Nationwide)

TEKsystems•Dallas, TX

2d•Remote

About The Position

This is a Contract to Hire position for a Mortgage Underwriter. The role involves analyzing loans to make valid recommendations, performing manual underwrites, and calculating income. The underwriter will manage a caseload of approximately 300-400 loans per day, identifying those with potential to clear and passing them to higher-level underwriters. Responsibilities include reviewing collected documentation against company, NCUA, USPAP, and other relevant industry loan acceptance guidelines, as well as reviewing real estate contracts. Collaboration with loan originators, processors, and mortgage leadership is expected, including mentoring processors, closers, and loan officers. Maintaining current knowledge of mortgage products and guideline changes is crucial.

Requirements

At least 1 year of Mortgage Underwriting experience.
Knowledgeable of the Mortgage Industry.
Familiar with agency guidelines i.e. Fannie, Freddie, VA.
Ability to quickly adjust.
Quick decision making.
Comfortable with conditions, especially DU conditions.
Familiar with/ability to calculate income.
Experience reviewing CBR's.
Experience in a production-based environment.
Conventional, FHA, VA, desktop underwriter/processing experience.

Nice To Haves

Experience in Equity Underwriting (can be trained if UW experience exists).
Certifications for desktop underwriter/processing.

Responsibilities

Analyze loans to make a valid recommendation.
Perform manual underwrites and calculate income.
Manage a caseload of 300-400 loans per day, identifying potential to clear.
Review collected documentation against company, NCUA, USPAP, and other relevant industry loan acceptance guidelines.
Review contracts related to real estate, such as age restrictions, HOAs, etc.
Work closely and collaborate with loan originator and processor to ensure all appropriate data is obtained.
Collaborate with Mortgage leadership and participate in mentoring sessions for Mortgage Processors, Mortgage Closers, and Mortgage Loan Officers.
Maintain current knowledge of all company mortgage products and any changes to guidelines by company, investor, or government agencies that impact the processing of mortgage loan products.