Mortgage Underwriter
About The Position
As a Mortgage Underwriter at Schwab Bank, you’ll play a critical role in assessing mortgage and lines of credit applications with accuracy and expertise. You’ll analyze applicant financials, credit history, and prepare summaries in order to make informed, balanced decisions. Your work directly impacts the lives of families and individuals looking to “own their tomorrow”. We’re looking for someone who can balance analytical skills with an understanding of the real-world impact of their work. If you are passionate about helping people, while ensuring sound financial practices, this role is an opportunity to make a difference.
Requirements
- Minimum 3+ years of mortgage origination underwriting experience.
- Familiarity in FNMA requirements.
- Experience with Ability To Repay/CFPB guidance.
- Proven track record in consumer credit analysis, underwriting, review and approval.
Nice To Haves
- Bachelors degree or equivalent skills
- Strong quantitative skills with the ability to make complex assessments
- Ability to convey complex financial information in a clear manner, both verbally and in writing
- Strong ability to spot potential issues in applications and ensure accuracy in all documentation and decision-making
- A deep understanding that is loan is a significant life step for the borrower, with a commitment to providing an excellent experience
- Ability to influence across organizations and build strong partnerships
- Strong Excel skills
Responsibilities
- Assess mortgage and lines of credit applications with accuracy and expertise.
- Analyze applicant financials and credit history.
- Prepare summaries to make informed, balanced decisions.
Benefits
- Bonus or incentive opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
