Mortgage Underwriter
About The Position
At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada. #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 — the first company ever to achieve a three-peat at the top! #1 Fastest Growing Company in Canada for 2024 by Globe & Mail Top-ranked mobile apps and credit cards Team of 500+ people 1M+ customers 10K+ retail partners The Role We're looking for experienced Mortgage Underwriters who will be responsible for reviewing documentation and underwriting deals from across the country. You’ll work closely with our Mortgage Sales team and third party brokers to ensure we’re finding the most effective solutions for our customers, and through that, you’ll be an integral part of enabling Neo to deliver a full range of financing products and services partnered with an exceptional customer experience. If you love a fast paced environment where growth and opportunities are constant, you’ll fit right in with this team!
Requirements
- You have 2+ years of underwriting experience in the Canadian mortgage industry
- You have a passion for growth and excellence, consistently striving to deliver the highest quality results in a startup environment
- You bring epic focus and energy, with a strong dedication to client service
- You have superior communication skills, both verbal and written
- You're highly organized with exceptional time management capabilities
Responsibilities
- Underwrite complex and high-value mortgage loan applications, including those with unique borrower profiles or property types.
- You successfully deliver mortgages from the application stage through to funding with the support of your MFO
- You execute skilled and clear communication with Sales team, mortgage brokers, and internal /external partners to ensure their understanding of the mortgage process, expectations and documentation required
- You liaise with the Sales team, MFOs, Coordinators, and third party brokers on status updates for active mortgage files
- You utilize a hands-on approach and problem-solving skills to make prudent decisions on complex mortgage files If needed, you may be required to review mortgage documentation
- You develop subject matter expertise in the functionality and features of products, services, tools, technology, and Salesforce CRM capabilities
- You remain current on the latest industry trends to secure a competitive advantage
Benefits
- All team members have a stake in Neo’s success and earn meaningful equity through stock options.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
