Mortgage Underwriter
About The Position
The Mortgage Underwriter will be responsible for verifying application data to ensure it meets underwriting guidelines. This role involves working closely with Loan Officers to follow up on loan files, assessing risk by reviewing credit reports, income, assets, and previous credit history. The underwriter will also review collateral information, real estate appraisals, and title commitments. Additionally, the position requires updating loan information in Mortgage Builder, communicating with all parties involved in the loan process, completing pre-closing credit reports, and ensuring the file is accurate and ready for closing.
Requirements
- Minimum 2 years underwriting experience
Responsibilities
- Verifies application data meets underwriting guidelines
- Work with Loan officers on follow up of loan files
- Review credit report, assess income/asset/previous credit history to determine risk
- Review the collateral information, real estate appraisals
- Reviews title commitment
- Update any additional loan information into Mortgage Builder
- Communicates with all parties involved in loan
- Complete pre closing credit reports
- Verifies that file is accurate and ready for closing
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
