Mortgage Underwriter Assistant

Blaze Credit Union•Falcon Heights, MN

11d•Onsite

About The Position

Blaze is looking to add a Mortgage Underwriter Assistant to its Mortgage team. This position provides support to Blaze Mortgage Underwriters by analyzing and evaluating loan documentation, completing income calculations, and ensuring mortgage files meet company and regulatory guidelines.

Requirements

Minimum High School degree or equivalent.
Minimum 1-2 years of similar or related financial experience.
Strong verbal and written communication skills.
Computer skills including Microsoft products.
Ability to work in a fast-paced environment and manage multiple tasks.
Simple arithmetic and finance related mathematics (e.g., interest, time value of money, compounding), accounting FNMA, FHLMC, HMDA and FICS guidelines Regulation BCFP, RESPA, HMDA, ECOA and all other pertinent regulations.
Ability to proactively respond to members/employees to problem solve based on guidelines; written communications are based on templates but can be modified.

Nice To Haves

Knowledge of Encompass a plus.

Responsibilities

Act as a resource for mortgage underwriting function as needed.
Review loan files for completeness and accuracy prior to underwriting.
Assist underwriters in clearing conditions and preparing files for final approval/closing.
Assist the processing and sales team by reviewing UW Requests for income and/or scenario reviews.
Be a liaison between processing and the UW Team.
Assist closing department with post approval/closing updates and/or changes.
Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
Exhibit Blaze’s Core Value’s: Better Lives, Thoughtfully Compassionate, Minnesota’s Best, and Give Back
Regular and predictable attendance
Perform other duties as assigned to support effective department operation.