Mortgage Processor-Hybrid
Align Credit Union•Lowell, MA
•$22 - $28•Hybrid
About The Position
To receive and process all mortgage applications for underwriting approval while maintaining accuracy and efficiency, as well as knowledge of secondary guidelines, at all times. This is a hybrid position and requires work to be performed on-site in Lowell, MA one to two days per week.
Requirements
- Knowledge of secondary guidelines
- Accuracy and efficiency in processing mortgage applications
Responsibilities
- Reviews file documentation for completeness and consistency with original information, as indicated on initial loan application.
- Assembles, collates and maintains documentation in proper processing order.
- Reviews loan applications for qualifications consistent with appropriate Align policy, procedures and guidelines.
- Recommend approvals or rejections for loan applications and/or requests additional information.
- Communicate loan processing information to Home Financing Consultants, Underwriters and Closers.
- Validates loans using Desktop Underwriting (DU), requests documentation as DU dictates; verifies and validates input data.
- Prepares loans for final underwriting approval and satisfies underwriting conditions in a timely manner.
- Secures supervisor or managers approval if required.
- Maintains a weekly status report on all files.
- Answers members' questions and obtain information and signatures on authorization forms.
- Performs follow up on pending loan applications such as call members or other persons to obtain needed information, resolve discrepancies, update member on all application process and timing etc.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
