Mortgage Processor III

SouthState Bank•Remote Worker, SC

3d•$59,959 - $95,780

About The Position

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Requirements

3+ years of mortgage loan processing experience (or equivalent level III experience)
Strong knowledge of conventional, FHA, VA, and/or USDA loan programs
Proficiency with Encompass (LOS) and related technology

Responsibilities

Review and process mortgage loan applications for completeness, accuracy, and compliance with underwriting and investor guidelines
Collect, analyze, and verify borrower documentation including income, assets, credit, and appraisal information
Coordinate with loan officers, underwriters, title companies, and third-party vendors to ensure timely loan progression
Prepare loan files for underwriting submission and proactively resolve underwriting conditions
Maintain consistent communication with borrowers and internal stakeholders to provide updates and ensure a smooth process
Ensure all regulatory, compliance, and company policies are adhered to throughout the loan lifecycle
Manage a pipeline of loans efficiently to meet or exceed service level agreements (SLAs)
Identify and escalate complex issues, providing solutions to keep loans on track
Support closing preparation by confirming all conditions are met prior to funding