Mortgage Pricing & Analytics - Vice President
About The Position
The Vice President in Portfolio & Production Analytics will drive analytical insights, business performance, and strategic decision-making across Morgan Stanley’s Home Loans business. The role uses data, technology, and advanced analytical capabilities to evaluate mortgage production, portfolio performance, profitability, and growth opportunities, while supporting regulatory reporting and capital planning initiatives. The successful candidate will take ownership of complex challenges in a fast-paced environment and develop efficient, innovative ways to deliver high-quality results. They will build and enhance analytical tools and processes, use AI and automation to improve workflows and data quality, and collaborate across business functions to inform management decisions.
Requirements
- At least 7 years of experience in mortgage banking, financial services, portfolio analytics, business analytics, or related quantitative roles.
- Bachelor’s degree in Finance, Economics, Mathematics, Statistics, Engineering, Computer Science, or a related field.
- Experience with financial modeling, profitability analysis, forecasting, and large-scale data analysis.
- Advanced proficiency in Excel and working knowledge of SQL, Python, Tableau, Power BI, or comparable business intelligence tools.
- Experience applying AI and automation tools to improve analytical workflows and efficiency and deliver measurable productivity gains.
- Strong problem-solving skills, including the ability to independently structure complex analyses and deliver actionable recommendations.
- Excellent communication and stakeholder management skills, including presenting analytical findings to senior leadership.
- Ability to manage multiple priorities, exercise sound judgment, and deliver results in a dynamic environment.
- Must be legally authorized to work in the United States and must not require sponsorship for employment visa status now or in the future.
Nice To Haves
- An advanced degree.
- Strong understanding of mortgage products, origination dynamics, portfolio performance, and financial drivers.
- Experience with CCAR, stress testing, regulatory reporting, or capital planning processes.
Responsibilities
- Drive portfolio and production analytics across mortgage originations, pipeline performance, portfolio composition, client behavior, and profitability.
- Identify trends, performance drivers, emerging risks, and opportunities, and deliver actionable business insights.
- Support CCAR and regulatory reporting through portfolio data analysis, stress-testing inputs, forecasting, data validation, and coordination with Finance, Risk, and regulatory reporting teams.
- Develop and enhance financial models, forecasting tools, dashboards, and management reporting for strategic, operational, and regulatory needs.
- Use AI and automation to streamline workflows, accelerate analysis, strengthen data quality and controls, and build scalable analytical solutions.
- Partner with Pricing, Sales, Finance, Treasury, Risk, Product, and Technology on business initiatives, capital planning, and senior management decisions.
- Lead complex ad hoc analyses with limited direction and translate ambiguous business questions into structured, data-driven recommendations.
- Improve processes and methodologies to increase the efficiency, accuracy, transparency, and scalability of analytical and regulatory reporting.
Benefits
- Morgan Stanley-sponsored benefit programs and employee benefits and perks; specific benefits are not listed.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
