Mortgage Post Closer/Shipper

ServisFirst Bank • Birmingham, AL

1d • Onsite

About The Position

The Mortgage Loan Post Closer/Shipper is responsible for preparing and shipping closed mortgage loans for purchase adhering to specified deadlines and procedures. The incumbent will arrange closed loan packages in submission order for investors by organizing files and preparing related documents, ensuring the most current loan submission form per investor is used. They will review packages for completeness and accuracy, submit files to the purchasing investor in a timely manner, and scan file contents into an image prior to shipping. Additionally, the role involves preparing and mailing signature assignments for recording after loans are purchased, monitoring lock expiration dates daily, and distributing final documents to investors while monitoring outstanding documents. The position also includes performing administrative duties such as faxing, photocopying, filing, and phone support, and being familiar with all applicable compliance regulations and policies.

Requirements

• High school diploma or equivalent
• Two (2) years of related experience required
• Basic knowledge of bank operations and products
• Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies
• Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements
• Excellent knowledge of agency guidelines
• Understanding of underwriting closing conditions and experience in clearing applicable conditions
• Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence
• Proficient in Microsoft Outlook, Word and Excel
• Excellent customer service and time management skills
• Ability to multitask, as shown in previous experience completing tasks under time constraints
• Good organizational skills and ability to develop basic understanding of underwriting guidelines
• Good data entry/keyboarding and math skills

Nice To Haves

• some college preferred

Responsibilities

• Arrange closed loan packages in submission order for investors by organizing files and preparing related documents; ensure that the most current loan submission form per investor is used
• Review packages to ensure completeness and accuracy
• Submit files to the purchasing investor in a timely manner
• Scan file contents into image prior to shipping
• Prepare and mail signature assignments for recording after loans are purchased
• Monitor lock expiration dates daily
• Distribute final documents to investors and monitor outstanding documents
• Perform administrative duties such as faxing, photocopying, filing and phone support as necessary
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED