Mortgage Originator

First Security Bank • Russellville, AR

10d • Onsite

About The Position

First Security Bank is seeking a professional, energetic, and team-oriented individual to join our team as a Mortgage Originator! If you are passionate about serving our Arkansas communities and want to be part of a dynamic, service-driven team, we encourage you to apply! In this role, you will evaluate, authorize, and recommend approval of Secondary Market mortgage loans while advising borrowers on their financial condition and appropriate repayment methods. This position requires on-site work.

Requirements

• Must be at least 18 years of age.
• High School Diploma or GED required.
• Bachelor's degree required.
• NMLS required.
• Proficiency with Encompass, Outlook, Word, Excel, typing, 10-key, and utilization of the internet is required.
• Commitment to demonstrating First Security's Core 5 values with customers and coworkers.
• Ability to hold a valid driver's license with access to a vehicle that can be used for business travel purposes.

Nice To Haves

• emphasis in business finance preferred.
• 2-3 years of Mortgage Originator experience highly preferred.
• Working knowledge of accounting practices used to analyze client finances and evaluate how financial conditions influence available options.
• Knowledge of real estate market in local area.

Responsibilities

• Generate profitable, high-quality residential mortgage loans by building and maintaining strong personal relationships with community members and clients.
• Analyze applicants' financial status and credit history to identify appropriate loan products, clearly explaining the advantages and disadvantages of available financial options.
• Ensure customers receive regular progress updates and remain informed throughout the origination, processing, appraisal, underwriting, and closing stages, in accordance with guidelines for both government-insured and privately insured mortgages.
• Calculate and explain loan payment structures, including loan amounts, interest rates, term lengths, amortization periods, and payment frequencies.
• Protect all customer information and bank operations through strict confidentiality.
• Operate computer software and equipment, telephone, scanner, and copier, and develop proficiency with internal banking systems.
• Maintain a valid driver's license, reliable transportation, punctual attendance, and the ability to work on-site with occasional extended hours when necessary.
• Perform additional duties as assigned by management.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level