Mortgage Originator - Chemung, Steuben & Surrounding Counties

Chemung Canal Trust ComElmira, NY
$19 - $29Onsite

About The Position

Responsible for providing mortgage loan services to clients while performing a variety of duties to support the loan servicing function to ensure efficient and accurate servicing of mortgage loan accounts.

Requirements

  • High School Diploma or equivalent required
  • Specialized training in lending and real estate credit servicing
  • A minimum of three years experience in related position normally required
  • Proficient interpersonal skills in dealing with clients and all levels of management
  • Demonstrated proficiency in Microsoft Word and Excel
  • Ability to travel and Valid Driver’s License required
  • BS or BA in a related field of study preferred

Responsibilities

  • Interviews clients, obtains applications, disclosures and required supporting documentation; Enters application data into Loan Origination System software.
  • Analyzes credit and other financial information to make preliminary recommendations for approval or denial.
  • Participates in calling programs with area realtors and other referral sources.
  • Participates in seminars and workshops as well as branch staff meetings to provide mortgage production information and guidance.
  • Maintains an awareness of competitors and their programs.
  • Jointly establishes quantitative client service objectives with assigned supervisor on an annual basis.
  • Follows up to ensure loans are approved or denied in a timely basis.
  • Maintains appropriate records and provides assigned/periodic reports.
  • Provides assistance to clients and branch personnel with specific inquires or service problems.
  • Coordinates specific work tasks with other personnel within the department as well as with other departments in order to insure the smooth and efficient flow of information.
  • Provides client service information in a timely basis in order for this information to be included as part of sales performance reports.
  • Conforms to General Performance Expectations as identified for all employees.
  • Complies with NMLS standards

Benefits

  • Profit Sharing/401K Plan
  • Health, Dental & Vision Insurance
  • Tuition Reimbursement
  • Paid time off
  • Employee Assistance Program
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