Mortgage Lock Desk Analyst
About The Position
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let’s redefine excellence together!
Requirements
- 2+ years of Lock Desk or pricing experience OR 3+ years of general Mortgage experience with 1+ year of lock desk specific experience
- Working Knowledge of secondary mortgage market framework-Fannie Mae, Freddie Mac and FHA/VA mortgage programs
- Experience locking best effort loans with investors.
- Able to work efficiently while maintaining professionalism across departments and external vendors
- Strong critical thinking and math skills. Ability and desire to learn and grow
- Microsoft Office applications experience required.
- Detail oriented with ability to work in high-volume, fast-paced environment
- High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use).
Nice To Haves
- Knowledge of products: Jumbo, CES, Helocs, NonQm a plus
- SQL knowledge is a plus
Responsibilities
- Process new locks requests, extensions, relocks, lock changes, and lock cancellations with investors
- Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
- Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
- Aid production support staff in identifying and solving various locking and pricing issues
- Notify leaders of pricing and other issues to maintain accuracy of internal pricing engine and to improve system processes and performance
Benefits
- 401(k)
- Dental insurance
- Disability insurance
- Employee discounts
- Health insurance
- Life insurance
- Paid time off
- 12 paid holidays per year
- Paid training
- Referral program
- Vision insurance
- Referral bonuses
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
