Mortgage Loan Specialist
Truist•Wilson, NC
•Onsite
About The Position
The Mortgage Loan Specialist will review closed loan files to determine if they meet regulatory and investor requirements for purchase. This role requires a working knowledge of regulations governing mortgage documentation and closing documents, loan disclosures, compliance timelines, and fees. The specialist will use tools to identify deficiencies in loan documentation and demonstrate aptitude with communicating electronically. Attention to detail is crucial for this position.
Requirements
- High School Diploma or equivalent education and work-related training.
- 2+ years of experience in lending or finance, preferably in mortgage originations.
- Ability to work independently.
- Strong attention to detail.
- Familiarity with mortgage loan documents.
Nice To Haves
- Bachelor's Degree or equivalent education and related training.
- 3+ years of experience in lending or finance, preferably in mortgage originations.
- Demonstrated proficiency in one or more of the following: Lending Space, Compliance Ease, and MERS.
Responsibilities
- Review closed loan packages for key documents needed for a complete compliance analysis.
- Review key data points within the loan package to determine if the loan is acceptable for purchase.
- Apply knowledge of compliance regulations and tools, such as checklist or the flood calculator, to properly identify the defects in the loan packages.
- Complete compliance testing of key data elements.
- Enter, validate, and correct information in Lending Space and if applicable to Compliance Ease to ensure data integrity.
- Communicate loan defects in clear and concise stipulations.
- Solve most difficult compliance or flood issues.
- Mentor and train peers.
Benefits
- medical
- dental
- vision
- life insurance
- disability
- accidental death and dismemberment
- tax-preferred savings accounts
- 401k plan
- 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment
- 10 sick days (also prorated)
- paid holidays
- defined benefit pension plan (depending on position and division)
- restricted stock units (depending on position and division)
- deferred compensation plan (depending on position and division)
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
