Mortgage Loan Processor

Semper Home LoansProvidence, RI
Onsite

About The Position

Semper Home Loans, a growing national mortgage lender, is seeking a Mortgage Loan Processor for its headquarters team in Providence, RI. This role offers the chance to work in a fast-paced, collaborative environment where expertise is valued and contributes directly to the company's success. The position requires a detail-oriented professional passionate about assisting individuals in achieving homeownership.

Requirements

  • 2-5 years as a Mortgage Processor or Loan Officer Assistant.
  • Strong grasp of credit policies, underwriting, and closing procedures.
  • Exceptional multitasking, organization, and deadline management skills.
  • Excellent written and verbal communication abilities.

Nice To Haves

  • College degree preferred.
  • Encompass LOS experience is a plus.
  • Familiarity with Fair Housing Regulations preferred.

Responsibilities

  • Process and prepare mortgage loan files from initial application to final approval.
  • Ensure compliance with bank, investor, and regulatory guidelines.
  • Deliver top-tier customer service.
  • Serve as the primary point of contact for borrowers, internal teams, and third-party providers.
  • Resolve inquiries and collect critical documentation.
  • Manage a high-volume pipeline (35+ active loans) with accuracy and efficiency.
  • Utilize advanced knowledge of Fannie Mae, Freddie Mac, VA, FHA, and USDA programs.

Benefits

  • Comprehensive Health, Dental, and Vision Insurance.
  • 401(k) with 3% Employer Match of employee contributions.
  • Supplemental Benefits through Aflac.
  • Paid Time Off (vacation, sick, and personal days).
  • Competitive Base Salary + Commission Plan.
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