Mortgage Loan Processor II

Extraco Corporation•Waco, TX

8d•Onsite

About The Position

This role involves understanding the mortgage lending process from application to closing, including appraisal and title work. The Mortgage Processor will become proficient in specific platforms like Byte Enterprise, factual data, and desktop underwriting. Attention to detail and organization are critical for managing conditions and documentation to meet closing deadlines. The role requires friendly communication with customers, realtors, builders, and title companies to set expectations and provide support to Mortgage Consultants to help increase loan volume. Additionally, the position involves positive communication with all Mortgage Team Members and Extraco Banks Team Members, representing the branch and Extraco Banks positively, completing required compliance training, and staying knowledgeable about mortgage products, industry changes, investor websites, and underwriting regulations.

Requirements

High School diploma/GED required.
1+ years of banking experience or related field required.
Excellent customer service and communication skills
Critical math skills
Knowledgeable with Microsoft Office Suite (Excel/Word)

Nice To Haves

Bachelor's degree preferred.
1+ years of mortgage origination/processing/underwriting and/or comparable experience in financial services/banking industry preferred.
Mortgage loan processing software beneficial
Credit/underwriting/processing experience a plus.

Responsibilities

Understand the process of mortgage lending from application to closing including your role in the process including appraisal and title work.
Become proficient in Byte Enterprise platform, factual data and desktop underwriting.
Attention to detail and organization is critical in order to stay on top of conditions and documentation required to meet closing deadlines.
Friendly communication with customers, realtors, builders and title companies to set expectations about the process including what you will be requesting.
Ability to work with Mortgage Consultants as a team member who is motivated to help increase loan volume in a support role.
Communication positively with all Mortgage Team Members and Extraco Banks Team Members.
Perform in a support role to allow the Mortgage Consultants to meet with customer sand handle marketing for the branch.
Represent the branch and Extraco Banks positively inside and outside the Bank.
Complete required compliance training.
Learn investor websites and other mortgage data concerning underwriting regulations. Maintain knowledge of mortgage products and industry changes.