Mortgage Processor/Closer- Christiansburg, VA
About The Position
First Bank and Trust is hiring a Mortgage Loan Processor/Closer to work in Christiansburg, VA. The Mortgage Loan Processor/Closer will work closely with the Mortgage Bankers to ensure all the necessary information is obtained and documented. This individual will provide administrative support as well as provide superior customer service to current and prospective customers of First Bank and Trust Company. This individual will greet and assist customers at the branch and process the applicable loan documents as instructed by the Mortgage Banker. The Mortgage Loan Processor/Closer will be responsible for obtaining the required information from attorneys, settlement agents, and Mortgage Bankers. The Mortgage Loan Processor/Closer must ensure compliance with FANNIE/FHLMC and government loan guidelines.
Requirements
- Associate’s degree - Accounting, Business and/or Finance
- Work Experience may be considered in lieu of an associate’s degree
- Five or more years of related banking experience
- Excellent communication skills, both written and verbal.
- Working knowledge of Word and Excel
- Strong financial/accounting background skills.
- Math and analytical skills.
- Self-Motivated
Responsibilities
- Primary contact for attorneys and settlement agents for processing mortgage loans.
- Prepares correspondence, organizes and maintains files, and provides administrative support to include filing and/or scanning of mortgage loan documents.
- Assist mortgage bankers in preparing loan packages and loan commitment letters.
- Obtain credit reports and order appraisals.
- Provides ongoing communication with clients to ensure the loan process runs smoothly.
- Logs and reviews declined and withdrawn loan files.
- Prepares early and final disclosures.
- Process paid off loans.
- Responsible for mortgage loan exception tracking and clearing exceptions with the mortgage banker.
- Review and verify for accuracy insurance policies, loan payments and other loan documents.
- Send wire transfer requests to Wire Department.
- Quote and process mortgage loan payoffs.
- Prepare Subordination and Modification Agreements.
- Upload loans onto bank system.
- Cross sells bank products and services.
Benefits
- PTO Leave is 20 days per year earned on a monthly basis.
- 11 paid holidays, when the holidays occur during the work week.
- Medical, Dental and Vision Insurance starts the 1st day of the month after hire date.
- Employees are automatically enrolled in the bank's 401K/ESOP Plan.
- Basic life insurance coverage equal to two times an employees' base salary.
- Long-term disability insurance coverage.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
